You must be at least 18 years old to use our Services.

You agree to use the Services only for lawful purposes and in compliance with all applicable laws and regulations.

You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.

All information provided by Refresh Capital Group is for informational and educational purposes only. We do not provide financial, investment, legal, or tax advice. Any decisions based on information from our Services are solely your responsibility.

All content, materials, logos, trademarks, and designs provided through the Services are owned by Refresh Capital Group or our licensors.

You may not copy, distribute, modify, or use our intellectual property without prior written consent.

If you submit content (e.g., inquiries, feedback, or documents) through our Services, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, and display such content for the purpose of operating and improving the Services.

You are solely responsible for any content you provide and must not submit anything unlawful, harmful, or infringing.

Our Services may contain links to third-party websites or services. We are not responsible for the content, accuracy, or practices of these third parties. Accessing them is at your own risk.

The Services are provided “as is” and “as available” without warranties of any kind, either express or implied.

We do not guarantee uninterrupted or error-free operation of the Services.

To the maximum extent permitted by law, we disclaim all warranties, including merchantability, fitness for a particular purpose, and non-infringement.

To the fullest extent permitted by law:

• Refresh Capital Group shall not be liable for any indirect, incidental, special, consequential, or punitive damages.
• Our total liability for any claim arising from your use of the Services shall not exceed the amount you paid to us (if any) for using the Services in the past 12 months.

You agree to indemnify and hold harmless Refresh Capital Group, its affiliates, officers, employees, and agents from any claims, liabilities, damages, losses, and expenses arising from:

• Your use of the Services.
• Your violation of these Terms or applicable law.
• Your infringement of any third-party rights.

We may suspend or terminate your access to the Services at any time, without prior notice, if we reasonably believe you have violated these Terms or engaged in unlawful activities.

These Terms are governed by and construed under the laws of the State of [Insert State], without regard to conflict of law principles. Any disputes will be resolved in the courts located in [Insert County, State].

We may update these Terms from time to time. Updates will be posted on this page with a revised effective date. Continued use of the Services after updates means you accept the revised Terms.

For questions about these Terms, contact us at:
Refresh Capital Group
Email: [Insert Email]
Phone: [Insert Phone]
Address: [Insert Address]

You must be at least 18 years old to use our Services.

You agree to use the Services only for lawful purposes and in compliance with all applicable laws and regulations.

You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.

All information provided by Refresh Capital Group is for informational and educational purposes only. We do not provide financial, investment, legal, or tax advice. Any decisions based on information from our Services are solely your responsibility.

All content, materials, logos, trademarks, and designs provided through the Services are owned by Refresh Capital Group or our licensors.

You may not copy, distribute, modify, or use our intellectual property without prior written consent.

If you submit content (e.g., inquiries, feedback, or documents) through our Services, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, and display such content for the purpose of operating and improving the Services.

You are solely responsible for any content you provide and must not submit anything unlawful, harmful, or infringing.

Our Services may contain links to third-party websites or services. We are not responsible for the content, accuracy, or practices of these third parties. Accessing them is at your own risk.

The Services are provided “as is” and “as available” without warranties of any kind, either express or implied.

We do not guarantee uninterrupted or error-free operation of the Services.

To the maximum extent permitted by law, we disclaim all warranties, including merchantability, fitness for a particular purpose, and non-infringement.

To the fullest extent permitted by law:

• Refresh Capital Group shall not be liable for any indirect, incidental, special, consequential, or punitive damages.
• Our total liability for any claim arising from your use of the Services shall not exceed the amount you paid to us (if any) for using the Services in the past 12 months.

You agree to indemnify and hold harmless Refresh Capital Group, its affiliates, officers, employees, and agents from any claims, liabilities, damages, losses, and expenses arising from:

• Your use of the Services.
• Your violation of these Terms or applicable law.
• Your infringement of any third-party rights.

We may suspend or terminate your access to the Services at any time, without prior notice, if we reasonably believe you have violated these Terms or engaged in unlawful activities.

These Terms are governed by and construed under the laws of the State of [Insert State], without regard to conflict of law principles. Any disputes will be resolved in the courts located in [Insert County, State].

We may update these Terms from time to time. Updates will be posted on this page with a revised effective date. Continued use of the Services after updates means you accept the revised Terms.

For questions about these Terms, contact us at:
Refresh Capital Group
Email: [Insert Email]
Phone: [Insert Phone]
Address: [Insert Address]